Jumat, 09 April 2021

Bank Soal Bahasa Inggris SMA Bagian 51

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Reading Section

In this part of the test, you have to choose the best answer to each question from the alternatives answer.

Text 1

People can do a lot about the conditions in which they live. They should refrigerate food properly when necessary and they should not leave food lying around because it may attract insects and rats. To avoid these pests, the proper care of garbage is also very important. Careful housekeeping is extremely important to sani¬tation and good health. People should keep all parts of the house neat and clean. They should scrub bath¬rooms and kitchens often.

16. The topic of the above paragraph is about ...............

A. the problem of insects

B. healthy conditions at home

C. the danger of insects and rats

D. the importance of clean bathrooms

E. the necessity of having a refrigerator

17. The main idea of the above paragraph is ……………….....

A. We should clean and scrub the floor everyday.'

B. Rats and garbage are the main causes of disease.

C. Rats and insects must be kept away from the house.

D. Healthy conditions are very important for our health.

E. People use refrigerators to prevent food from turning bad.

Text 2

Mexico City is growing very fast. In 1970 the city had about nine million people. Now it has over 17 million. All these people who mostly come from the country are causing problems for the city. There are not enough jobs. Also, there is not enough housing. Large families have to live together in, very small homes. Many homes do not have water. They also do not have bathrooms or electricity. In addition, the air of Mexico City• is dirty and unhealthy. The smoke from the factories and cars pollutes the air of the city. All these-problems make the government work hard to make life better in the city.

18. The topic of the above paragraph is about……………

A. the problem, of Mexico City.

B. the growing population in Mexico

C. the reason why country people like the city

D. the poor and the unemployed in Mexico City

E. the efforts to raise people's standard of living

19. What has mainly caused the problems of Mexico City?

A. The polluted air of the city.

B. The available jobs in Mexico City.

C. The rapid growth of country people.

D. The housing provision by the government.

E. The migration of country people to the city.

Text 3

Before gold and silver were brought to Europe from the Spanish and Portuguese colonies in Latin America during the sixteenth century, inflation had not been a major problem. Since that time, however, inflation has been a significant economic issue, es¬pecially during and after wars.

Currently, in many countries of the world, peo¬ple are facing problems caused by inflation, which is a decrease in the purchasing power of money because of continuous rises in the prices of available goods. There are two different kinds of inflation, each of which can affect people's lives.

When inflation is discussed, people generally refer to an increase in prices, wages, and the amount of money circulating in a country's economy. The most common type of inflation is called creeping inflation because there is a steady but manageable increase in the rate of inflation within a year. Prices rise conti¬nuously, so that workers ask for higher wages to cover the increasing costs of housing, food, and transporta¬tion. Although such wage increases are inflationary, they are often unavoidable. As a result, a govern¬ment may have to impose price and wage controls in order to control this type of inflation.

A less common type of inflation is called hyperin¬flation, which is usually due to war or occupation by a foreign country. During a period of hyperinflation, price levels double rapidly. As there is too much money available in the economy, the currency decreases in value, and people lose confidence in their govern-ment's financial competence. To win back the trust of the people, the government may create a new currency.

20. Which of the following is TRUE according to the text?

A. Inflation became a serious economic issue in the late 1600

B. Workers can support their families because of their high wages.

C. To avoid inflation, the government should increase the people wages.

D. Whatever types of inflation a country experi¬ences, it affects every individual in society.

E. The Spanish and Portuguese colonies brought gold and silver to Europe in the year 1600.

21. What is paragraph 3 about?

A. Creeping inflation

B. The rate of inflation.

C. The cause of inflation.

D. Inflation in many countries.

E. Uncontrolled price increases.

22. What is the topic of paragraph 4?

A. The effects of hyperinflation.

B. The decreasing value of money.

C. The creation of new currency.

D. People's trust in the government.

E. Efforts to overcome inflation.

23. The following are the characteristics of inflation except....

A. rising prices of available goods

B. declining purchasing power

C. higher costs of living

D. increasing demands for higher wages

E. a decrease of the circulation of money

24. What is the common cause of inflation?

A. People are not earning enough money.

B. Government control on the economy is too strict.

C. There are always political conflicts between nations.

D. There is too much money circulating in the economy.

E. The costs of housing and transportation have doubled.


Max Hello, Mr. Andrews? This is Max 

             from Ripley's Realty.

Mr. Andrews    Hi, have you found a house          

                           for me yet?

Max      Yes, I have a great house to show you on Padley Drive’s only  $200,000.

Mr. Andrews Oh, that's too expensive for 


Max    Well, I have another on Bank street. It's only $85,000. But it only  has one bed room.

Mr. Andrews    Oh, that's not big enough.

Where is Max when he calls Mr. Andrews?

A. At a housing exhibition.

B. In a house on Bank street

C. In his office at Ripley's Realty.

D. On his way to Mr. Andrews' house.

E. In a beautiful house on Padley Drive.


Ali Are there any interesting jobs in the paper today?

Ani     Well, here's one for a tour guide. But you have to work on Saturdays and Sundays.

Ali I don't want to work on Sundays.

Ani      Neither do I. Oh, there's another here for a salesperson. It's a job selling children's books.

Ali Sounds interesting.

Why are Ali and Ani reading the 'Help Wanted" advertisement?

A. To become a tourist guide.

B. To find a suitable job for Ali. 

C. To advertise an interesting job.

D. To avoid working on weekends.

E. To look for children's bookstores.


A     Can I help you?

B     Yes, something's wrong with my 


A     Oh, what's the problem?

B      It doesn't work.

A     OK, let me have a look at it. Hum, 

         it's the power button.

B      Oh, really?

A      Yes. Can you leave. it here for 


B      OK, and how much will it cost?

A     Well, it should cost $2.

What does A do to earn his living? He works as a/an ....

A. clerk

B. technician

C. plumber

D. electrician

E. mechanic


Ramos    We're here to discuss the space 

                pro¬gram. We have a limited  

                amount of  time, so let's get 


Vidia       I think the space program is a 

                waste of money. Think of all the 

                research scientists could be 

                doing on disease with that 

                money. Furthermore, the money 

                is coming out of the tax payers’ 


From the dialogue above we can conclude that Vidia ... with the space program.

A. disliked

B. discouraged

C. disagreed

D. dishonored

E. dissatisfied


Budi What's the matter, Lucy. Have you been crying?

Lucy    Oh, I've just received a letter from my father. He says that the river has flooded our village.

Budi …………………… I'm really sorry to hear that.

Lucy Thank you. That's very kind of you.

A. Big deal

B. That's too bad

C. Pardon me

D. Shame on you

E. Calm down


Bobby         What will Rita do on the show?

Linda          She and her group will show traditi¬

                     onal costumes from the 27 

                     provinces. Any objections?

Bobby         No, not at all……………………

A. That's fine

B. That's too bad

C. Take it easy

D. It's for certain

E. That's insane

Text 4

Mr. Baker : Hello, Mr. Fanelli. Please have a seat. What can I do for you today?

Mr. Fanelli : I want to borrow some money to buy a car. A friend of mine, Jack 

Richard¬son, bought a new car last week. He told me that he got his loan here.

Mr. Baker : Oh, yes. I remember him. I was the loan officer who spoke with him.

Mr. Fanelli : He said that you were very helpful. I know very little about loans and I 

hope you can explain things to me.

Mr. Baker : I will certainly try. What questions did you have for me?

Mr. Fanelli : First, I want to know if loans for buying cars are commercial loans or                            personal loans.

Mr. Baker : Neither, Mr. Fanelli. They're auto, loans. A commercial loan is principal that banks lend to businesses. Per¬sonal loans are made to individuals, but 

not for buying cars.

Mr. Fanelli : What about interest rates?

Mr. Baker : The rate of interest currently in effect on auto loans is 16%

Mr. Fanelli : For how long will I have to make monthly payments?

Mr. Baker : The term of the loan is three years, so there will be 36 monthly payments.

Mr. Fanelli : Do I have to give the bank any col¬lateral?

Mr. Baker : The car serves as collateral. If you default, the bank can take possession of the car. The bank also checks your credit file to make sure that you al¬ways  paid back your loans in the past. Do you have any charge accounts?

Mr. Fanelli : My wife and I bought our furniture with our charge card and we even used it to buy airplane tickets for our vacation in California last year. We paid off both those debts promptly.

Mr. Baker        : That's very good. I assume there will be no problem. But the first thing you have to do is fill out this loan application.

Mr. Fanelli : Thank you very much. I'll start right now.

31. What is the topic of the above dialogue?

A. Kinds of loans.

B. Applying for a loan.

C. The rates of interest.

D. Property as guarantee.

E. Buying a car on credit

32. Where does the dialogue take place?

A. In a bank.

B. In a car showroom.

C. In a department store.

D. At Mr. Baker's house.

E. At Jack Richardson's office.

33. Which of the following statements is NOT TRUE about Mr. Jack Richardson?

A. He has got 4n auto loan.

B. He is Mr. Fanelli's friend..

C. He has given Mr. Fanelli some loans.

D. He is satisfied with the bank's service.

E. He has told Mr. Fanelli where to get a loan.

34. The purpose of Mr. Fanelli's visit to Mr. Baker is that ....

A. he wants to buy a car

B. he is a bank customer

C. he wants to get an auto loan

D. he wants to withdraw his money

E. he has a problem with his account

35. Before approving a loan, the bank investigates whether the client has ....

A. property as a guarantee

B. paid back all his past debts

C. applied for a car loan before

D. used his charge accounts regularly

E. bought furniture with his charge card

Fill in the blanks with the most appropriate words.

If you are about to look for a job, the suggestions I offer here can help you, whether or not you have a high school diploma, whether you are just starting out or changing your job or career. Be¬fore you try to (36) ... a job, you have to answer the hardest (37) ... of your working life: "What do I want to (38) ... ?”

Here's a good way. Sit down (39) ... a piece of paper' and don't get up (40) ... you've listed all the things you're proud to (41) ... accomplished. Your list might include being head of a fund-raising cam-paign, or acting a juicy role in the senior play.

36. A. find    C. start     E. search

B. have   D. apply

37.  A. thing            D. requirement

       B. question       E. choice

       C. statement

38.  A. do         B. look         C. work

       D. get        E. find

39.  A. by B. near          C. upon

       D. on E. with

40.  A. when B. after          C. as

       D. since E. till

41.  A. be B. have         C. become

       D. hold E. being

42. '1 have been wanting to go around the world.'

The above sentence means the speaker ....

A. has never done it

B. has seen a lot of the world

C. is traveling around the world

D. doesn't have to go around the world

E. has often been back from around the world


X   Can I have your report on the last  

      week's study tour to Lampung?

Y   I'm still working on it. But I ... it by the 

     time you're back from the meeting.

A. am going to finish

B. am finishing

C. will have finished

D. will finish

E. have finished


A Did Ann invite Tom to the party?

B I don't know, but I am sure he ... 

            because he's her best friend.

A. invites

B. has been invited

C. is inviting

D. might have been invited

E. is being invited

45. As he usually works overtime, he is always very ... when he gets home from work.

A. tired

B. confused

C. bored

D. disappointed

E. annoyed

46. Jack is the most ... person that I've ever met. He never stops talking about himself.

A. tiring

B. terrifying

C. amazing

D. embarrassing

E. annoying

47. Rita continued eating ... she heard the phone ringing.

A. as soon as

B. since

C. although

D. after

E. because


Rina I'm thinking of going to Brazil next  

            year, Ria

Ria Oh, great! I'm sure you'll have a good 

            time there.

According to the dialogue Ria is ... that Rina will enjoy her stay in Brazil.

A. happy

B. doubtful

C. certain

D. satisfied

E. pleased

49. The manager always has his letters typed by his secretary.

This sentence means that ....

A. the manager always types letters for his se¬cretary

B. the manager has asked his secretary to type his letters

C. the manager always asks his secretary to type his letters

D. the manager is always asked by his secretary to type letters

E. the manager always types letters together with his secretary

50. The government is making new regulations on logging.

Many people think that it's already too late because many forests have been destroyed. From the situation above we know that the government ... new regulations long before.

A. must have made            

B. would have made

C. could have made             

D. should have made

E. might have made

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Mohon Persiapkan Logo, Nama Usaha, HP Pemilik, HP pusat Informasi.

Biaya Berjalan
Aplikasi ini Online artinya bisa berjalan karena ada dukungan Server. Untuk itu ada biaya Rp 10 per Aplikasi dibuka.

Custom Fungsi Tambahan
Ada Biaya Tambahan apabila Anda menghendaki Penambahan Fungsi (Menu) sebesar Rp 3 jt per Fungsi.

Update ke Versi Terbaru
Kedepedannya Aplikasi akan mengalami Penambahan Fungsi dan perbaikan-perbaikan UI.
Untuk mendapatkan ke Versi Terbaru, ada Biaya Update sebesar Rp 300 rb karena Perubahan data dan Script membutuhkan waktu cukup lama.

Pemesanan WhatApps ke https://api.whatsapp.com/send?phone=6281391005464

Aplikasi Laundry Online

Aplikasi Laundry
dengan Nama Laundry Anda Sendiri

Biaya Pembuatan 900 ribu sudah termasuk upload di PlayStore
Lama Pembuatan sekitar 15 s.d. 30 harian.

Jasa Laundry masih akan berkembang layaknya Jasa Ekspedisi (Pengiriman).
Semakin lama orang akan semakin disibukkan dengan Pekerjaan sehingga malas mencuci baju.
Rumah semakin minimalis dan ruang cuci semakin sempit.
Tidak membuat Kondisi rumah berantakan.

Konsep Aplikasi

  • Branding di PlayStore Android dengan Nama Laundry Anda Sendiri.
  • Pelanggan hanya Sekali Klik untuk Penjemputan Cucian.
  • Tracking Kondisi Cucian di Aplikasi.
  • Tombol WhatsApp untuk menghubungi Custumer Service.
  • Biaya Antar Jemput Otomatis / Custom.


Contoh Aplikasi

Silahkan Isi data sebagai Pemilik Laundry
Aplikasi tersebut masih contoh sehingga digunakan oleh Banyak Pemilik Laundry, Nantinya setelah Pembelian Hanya personal untuk Laundry Anda Sendiri.

Biaya Bejalan
Rp 10 per Aplikasi dibuka (Sekitar Rp 100 per Paket Cucian)

Telah memiliki Logo (JPG/PNG) dan Nama Laundry

Hubungi Kami https://api.whatsapp.com/send?phone=6281391005464

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